ESSAYS ON FINANCIAL LIBERALISATION AND BANKING
... account liberalisation and financial sector development play an important role in future economic growth. More specifically, in middle and lower income countries, capital account liberalisation and financial development also have a positive and significant relationship with economic growth; the effe ...
... account liberalisation and financial sector development play an important role in future economic growth. More specifically, in middle and lower income countries, capital account liberalisation and financial development also have a positive and significant relationship with economic growth; the effe ...
Stronger Support for Growth in Challenging Times Annual Report
... eliminate foreign exchange risk for the borrower. The Bank continued raising funds in international capital markets to increase its development financing in member countries. BSTDB issued its second Swiss Franc (CHF) bond in the amount of CHF 100 million maturing in December 2019. The issuance attra ...
... eliminate foreign exchange risk for the borrower. The Bank continued raising funds in international capital markets to increase its development financing in member countries. BSTDB issued its second Swiss Franc (CHF) bond in the amount of CHF 100 million maturing in December 2019. The issuance attra ...
STANDARD CHARTERED BANK (PAKISTAN) LIMITED
... expansion loan impairments remained low. The bank continues to maintain high provision coverage of over 90% against Non-performing loans. The deposit momentum continues with a growth of around 3% since start of the year with current and savings accounts now comprising of 92% of the bank's deposit ba ...
... expansion loan impairments remained low. The bank continues to maintain high provision coverage of over 90% against Non-performing loans. The deposit momentum continues with a growth of around 3% since start of the year with current and savings accounts now comprising of 92% of the bank's deposit ba ...
The Bank for International Settlements and the Debt Crisis: A New
... Other commentators warned against raising expectations about the Bank's potential activities too high. 2 ' In truth, the framers of the Young Plan had only modest intentions for the new financial institution. The Bank would be commercial in character and independent of political influence. 22 It wou ...
... Other commentators warned against raising expectations about the Bank's potential activities too high. 2 ' In truth, the framers of the Young Plan had only modest intentions for the new financial institution. The Bank would be commercial in character and independent of political influence. 22 It wou ...
The EBA EU-wide Stress Test 2016
... of exposures to the home government vary between 11% for the UK-based HSBC to almost 100% for the Italian Banco Popolare. The large exposures to governments contribute to the creation of a potential so-called ‘doom loop’ between banks and their governments. Hence, the systemic relevant banks might n ...
... of exposures to the home government vary between 11% for the UK-based HSBC to almost 100% for the Italian Banco Popolare. The large exposures to governments contribute to the creation of a potential so-called ‘doom loop’ between banks and their governments. Hence, the systemic relevant banks might n ...
Friend or foe? Crowdfunding versus credit when banks
... The formal prerequisites to be listed on a German crowdfunding platform are very similar to those required for a membership in the association. We thus identified 93 crowdfunding offerings with available information that applied for funding through the German crowdfunding platforms Bankless24, Bergf ...
... The formal prerequisites to be listed on a German crowdfunding platform are very similar to those required for a membership in the association. We thus identified 93 crowdfunding offerings with available information that applied for funding through the German crowdfunding platforms Bankless24, Bergf ...
PDF - Publications
... to adapt the risks they take to their ability to bear them; intermediaries, which are responsible for ensuring the right match between lenders and borrowers. Yet the risks associated with this disintermediation trend are clear: the poor assessment of risk by investors; the reliance of companies on u ...
... to adapt the risks they take to their ability to bear them; intermediaries, which are responsible for ensuring the right match between lenders and borrowers. Yet the risks associated with this disintermediation trend are clear: the poor assessment of risk by investors; the reliance of companies on u ...
The Corporate Governance Movement, Banks, and the Financial Crisis
... This Article offers conjectures on why the corporate governance movement gained momentum when it did and proved resilient thereafter, with the primary purpose in this particular context being to offer insights concerning the interrelationship between the corporate governance of U.S. banks and the fi ...
... This Article offers conjectures on why the corporate governance movement gained momentum when it did and proved resilient thereafter, with the primary purpose in this particular context being to offer insights concerning the interrelationship between the corporate governance of U.S. banks and the fi ...
Risk Weighted Capital Adequacy Framework
... Based on the Basel II document, "International Convergence of Capital Measurement and Capital Standards: A Revised Framework" issued by the BCBS in June 2006 and the Capital Adequacy Standards, “Capital Adequacy Standard for Institutions Other than Insurance Institutions Offering only Islamic Financ ...
... Based on the Basel II document, "International Convergence of Capital Measurement and Capital Standards: A Revised Framework" issued by the BCBS in June 2006 and the Capital Adequacy Standards, “Capital Adequacy Standard for Institutions Other than Insurance Institutions Offering only Islamic Financ ...
1: executive summary
... 3.1.9: IBRAHIM GROUP ASSUMES CONTROL OF ABL Ibrahim Group, through its different companies and sponsors owns more than 75% of Allied Bank. The Group apart from interest in financial sector is engaged in manufacturing of yarn and polyester staple fiber, trading and power generation. The consortium of ...
... 3.1.9: IBRAHIM GROUP ASSUMES CONTROL OF ABL Ibrahim Group, through its different companies and sponsors owns more than 75% of Allied Bank. The Group apart from interest in financial sector is engaged in manufacturing of yarn and polyester staple fiber, trading and power generation. The consortium of ...
the economic adjustment programme for Cyprus
... pivotal role in the economy. The trade surplus in services was consistently high over the period 2003-2010, at levels of around 20% of GDP, but only partially offset the increasing trade deficit in goods. In addition, the construction and property sectors have made an important contribution to the c ...
... pivotal role in the economy. The trade surplus in services was consistently high over the period 2003-2010, at levels of around 20% of GDP, but only partially offset the increasing trade deficit in goods. In addition, the construction and property sectors have made an important contribution to the c ...
Network Risk and Key Players: A Structural Analysis of
... banks) and their liquidity holding decisions. These banks play a key role in the sterling payment system since they make payments both on their own behalf and on behalf of banks that are not direct members of CHAPS.3 We consider the banks’ liquidity holding decisions in terms of the amount of centra ...
... banks) and their liquidity holding decisions. These banks play a key role in the sterling payment system since they make payments both on their own behalf and on behalf of banks that are not direct members of CHAPS.3 We consider the banks’ liquidity holding decisions in terms of the amount of centra ...
this PDF file - IUG Journal of Humanities and Social
... volatility of the financial markets, which are sometimes low, sometimes high, over a given period of time. But within each state (and over a short time period), there is a strong chance that a day of high volatility will be followed by another day of high volatility. Therefore, we may estimate volat ...
... volatility of the financial markets, which are sometimes low, sometimes high, over a given period of time. But within each state (and over a short time period), there is a strong chance that a day of high volatility will be followed by another day of high volatility. Therefore, we may estimate volat ...
Asset Quality Review results
... • Forward-looking view of banks’ shock-absorption capacity under defined baseline and adverse scenarios • Conducted in collaboration with the European Banking Authority (EBA) ...
... • Forward-looking view of banks’ shock-absorption capacity under defined baseline and adverse scenarios • Conducted in collaboration with the European Banking Authority (EBA) ...
Financial Intermediation and Capital Reallocation
... more likely to be affected, because they need to borrow more from the rest of the economy and have a higher incentive to default. The later mechanism amplifies negative primitive shocks by lowering the efficiency of the reallocation of the existing capital stock. We consider two versions of our mode ...
... more likely to be affected, because they need to borrow more from the rest of the economy and have a higher incentive to default. The later mechanism amplifies negative primitive shocks by lowering the efficiency of the reallocation of the existing capital stock. We consider two versions of our mode ...
ANNUAL REPORT - Credit Libanais
... constantly revamp our retail banking services to satisfy the ever-evolving customer needs throughout all the phases of their life. In 2014, CL reaffirmed its leading role in supporting stability in the lives of Lebanese families, by extending various affordable housing loan schemes: in this context, ...
... constantly revamp our retail banking services to satisfy the ever-evolving customer needs throughout all the phases of their life. In 2014, CL reaffirmed its leading role in supporting stability in the lives of Lebanese families, by extending various affordable housing loan schemes: in this context, ...
(2005). “Deposit insurance and financial crises: Investigation
... analysis by taking institutional differences into account. For example, the quality of banking supervision, the credibility of explicit insurance schemes, and political factors affecting implicit protection differ greatly across countries. Demirgüç-Kunt and Detragiache (2002) consider the effective ...
... analysis by taking institutional differences into account. For example, the quality of banking supervision, the credibility of explicit insurance schemes, and political factors affecting implicit protection differ greatly across countries. Demirgüç-Kunt and Detragiache (2002) consider the effective ...
Investor Presentation
... in Telemark while Sparebanken Pluss was to take over Sparebanken Nor`s office in Kristiansand. Through this deal the banks business again was concentrated in the Agder counties. ...
... in Telemark while Sparebanken Pluss was to take over Sparebanken Nor`s office in Kristiansand. Through this deal the banks business again was concentrated in the Agder counties. ...
Credit spreads - Bank of England
... credit spreads for companies requires more judgement than for households because data on the cost of new bank loans to companies are limited. This means that the corporate credit spread is calculated using a range of data, including from surveys. More detail on how the corporate credit spread is cal ...
... credit spreads for companies requires more judgement than for households because data on the cost of new bank loans to companies are limited. This means that the corporate credit spread is calculated using a range of data, including from surveys. More detail on how the corporate credit spread is cal ...
... the ratio of non-performing loans declined in the aftermath of the crisis, thanks to the economic recovery and low interest rates. Banks’ funding from foreign markets improved while the share of public securities in balance sheets decreased. Although capital adequacy ratios declined slightly on the ...
Development of Simulation based Model to quantify the degree of
... Liquidity Risk for banks. In retrospect, banks must comply with the new Basel III by January 2015 that emphasises a strong liquidity framework to support funding. The importance of holding more capital has become the main pre-requisite for Basel III but taking the aftermath of Global Financial Crisi ...
... Liquidity Risk for banks. In retrospect, banks must comply with the new Basel III by January 2015 that emphasises a strong liquidity framework to support funding. The importance of holding more capital has become the main pre-requisite for Basel III but taking the aftermath of Global Financial Crisi ...
Developing a strong risk appetite program
... © 2013 KPMG International Cooperative (“KPMG International”). KPMG International provides no client services and is a Swiss entity with which the independent member firms of the KPMG network are affiliated. ...
... © 2013 KPMG International Cooperative (“KPMG International”). KPMG International provides no client services and is a Swiss entity with which the independent member firms of the KPMG network are affiliated. ...
IMF Global Financial Stability Report (GFSR) April 2013
... policy commitments, renewed monetary stimulus, and continued liquidity support. The current report analyzes the key challenges facing financial and nonfinancial firms as they continue to repair their balance sheets and unwind debt overhangs. The report also takes a closer look at the sovereign credi ...
... policy commitments, renewed monetary stimulus, and continued liquidity support. The current report analyzes the key challenges facing financial and nonfinancial firms as they continue to repair their balance sheets and unwind debt overhangs. The report also takes a closer look at the sovereign credi ...
it`s not about
... enhanced measures undertaken in line with the credit policy, the Bank closed 2015 with a net profit of Rs227m. The Balance sheet footings are also at an all-time high, with total assets growing by 12%, thus crossing the Rs20bn mark. The Bank delivered an improved return on shareholders’ equity of 14 ...
... enhanced measures undertaken in line with the credit policy, the Bank closed 2015 with a net profit of Rs227m. The Balance sheet footings are also at an all-time high, with total assets growing by 12%, thus crossing the Rs20bn mark. The Bank delivered an improved return on shareholders’ equity of 14 ...
Liquidity stress testing
... Consistency with solvency scenario • Often contain relevant parameters (e.g. bond prices) ...
... Consistency with solvency scenario • Often contain relevant parameters (e.g. bond prices) ...
Bank
A bank is a financial intermediary that creates credit by lending money to a borrower, thereby creating a corresponding deposit on the bank's balance sheet. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial system and influence on national economies, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.Banking in its modern sense evolved in the 14th century in the rich cities of Renaissance Italy but in many ways was a continuation of ideas and concepts of credit and lending that had their roots in the ancient world. In the history of banking, a number of banking dynasties — notably, the Medicis, the Fuggers, the Welsers, the Berenbergs and the Rothschilds — have played a central role over many centuries. The oldest existing retail bank is Monte dei Paschi di Siena, while the oldest existing merchant bank is Berenberg Bank.