Banco do Brasil S.A. U.S.$1,000,000,000 Global Medium
... Application has been made to list the Notes under the Program on the Official List of the Luxembourg Stock Exchange and for such Notes to be admitted to trading on the Euro MTF market of the Luxembourg Stock Exchange. The Bank may apply to, but is not obliged to, admit the Notes to be issued under t ...
... Application has been made to list the Notes under the Program on the Official List of the Luxembourg Stock Exchange and for such Notes to be admitted to trading on the Euro MTF market of the Luxembourg Stock Exchange. The Bank may apply to, but is not obliged to, admit the Notes to be issued under t ...
Financial review Capital and risk management
... Certain sections in this document contain ‘forward-looking statements’ as that term is defined in the United States Private Securities Litigation Reform Act of 1995, such as statements that include the words ‘expect’, ‘estimate’, ‘project’, ‘anticipate’, ‘commit’, ‘believe’, ‘should’, ‘intend’, ‘pla ...
... Certain sections in this document contain ‘forward-looking statements’ as that term is defined in the United States Private Securities Litigation Reform Act of 1995, such as statements that include the words ‘expect’, ‘estimate’, ‘project’, ‘anticipate’, ‘commit’, ‘believe’, ‘should’, ‘intend’, ‘pla ...
abuse of structured financial products
... exercising the “option” rather than from executing the underlying trades. In fact, the “option” functioned as little more than a fictional derivative, permitting the hedge fund to cast short-term capital gains as long-term gains and authorizing financing at levels otherwise legally barred for a cust ...
... exercising the “option” rather than from executing the underlying trades. In fact, the “option” functioned as little more than a fictional derivative, permitting the hedge fund to cast short-term capital gains as long-term gains and authorizing financing at levels otherwise legally barred for a cust ...
International Convergence of Capital Measures and Capital
... Undisclosed reserves..................................................................................14 ...
... Undisclosed reserves..................................................................................14 ...
Report of Bank Pekao SA Group for the three quarters of
... corporate loans and non-quoted securities. Such increase in lending was financed by higher volumes of retail deposits growing 11.6% year on year. The solid liquidity structure of Bank Pekao S.A. Group is reflected by net loans to deposits ratio at 94.6% as at the end of September 2016. This, togethe ...
... corporate loans and non-quoted securities. Such increase in lending was financed by higher volumes of retail deposits growing 11.6% year on year. The solid liquidity structure of Bank Pekao S.A. Group is reflected by net loans to deposits ratio at 94.6% as at the end of September 2016. This, togethe ...
Banking Industry Private Banking Specification of
... the clientele and operations of private banking businesses, the Hong Kong Monetary Authority (HKMA) issued a circular in 2012 4 to provide further clarification to private banks on the regulatory requirements governing the sales of investment products. The circular promulgated a definition of “Priva ...
... the clientele and operations of private banking businesses, the Hong Kong Monetary Authority (HKMA) issued a circular in 2012 4 to provide further clarification to private banks on the regulatory requirements governing the sales of investment products. The circular promulgated a definition of “Priva ...
risk management five years after the crisis
... and processes, new tools are being developed, and difficult areas remain. Despite considerable investment in recent years, data and IT remain challenges, and enhancements continue year in and year out. Against this backdrop, new conduct issues have arisen, leading to a refocused effort. Culture, whi ...
... and processes, new tools are being developed, and difficult areas remain. Despite considerable investment in recent years, data and IT remain challenges, and enhancements continue year in and year out. Against this backdrop, new conduct issues have arisen, leading to a refocused effort. Culture, whi ...
Essays on international capital flows and macroeconomic stability
... Risk and risk aversion are found to affect bond and share flows to South Africa differently. Risk consistently affects bond flows more than share flows. The relationship between risk and portfolio flows is also found to be continuosly evolving and highly dependent on the macroeconomic environment. W ...
... Risk and risk aversion are found to affect bond and share flows to South Africa differently. Risk consistently affects bond flows more than share flows. The relationship between risk and portfolio flows is also found to be continuosly evolving and highly dependent on the macroeconomic environment. W ...
GCC listed banks results report for the year ended 31
... Like last year, the 2016 report analyses the financial results for the leading listed commercial banks across the GCC. This report provides banking industry leaders with a succinct analysis to help compare the key performance indicators (KPIs) among peers across the GCC, along with forward-looking v ...
... Like last year, the 2016 report analyses the financial results for the leading listed commercial banks across the GCC. This report provides banking industry leaders with a succinct analysis to help compare the key performance indicators (KPIs) among peers across the GCC, along with forward-looking v ...
Full Year Results 2015
... “We have achieved significant technology milestones this year which will deliver a better experience for our customers. The Personal Banking Origination Platform (PBOP) is currently in pilot with contact centres and select branches originating and fulfilling personal products on the new platform, de ...
... “We have achieved significant technology milestones this year which will deliver a better experience for our customers. The Personal Banking Origination Platform (PBOP) is currently in pilot with contact centres and select branches originating and fulfilling personal products on the new platform, de ...
UNICREDIT INTERNATIONAL BANK (LUXEMBOURG) S.A.
... will not be registered under the United States Securities Act of 1933 (as amended) (the Securities Act) and are subject to U.S. tax law requirements. Subject to certain exceptions, Notes may not be offered, sold or delivered within the United States or to U.S. persons. In addition, this Prospectus h ...
... will not be registered under the United States Securities Act of 1933 (as amended) (the Securities Act) and are subject to U.S. tax law requirements. Subject to certain exceptions, Notes may not be offered, sold or delivered within the United States or to U.S. persons. In addition, this Prospectus h ...
Canada Deposit Insurance Corporation
... in 1993, which was set up to review Canada’s deposit insurance system yet one more time. In 1995, the words “and competitiveness” were removed from CDIC’s mandate “to promote and otherwise contribute to the stability and competitiveness of the financial system in Canada” on the grounds that CDIC had ...
... in 1993, which was set up to review Canada’s deposit insurance system yet one more time. In 1995, the words “and competitiveness” were removed from CDIC’s mandate “to promote and otherwise contribute to the stability and competitiveness of the financial system in Canada” on the grounds that CDIC had ...
Lending-of-last-resort is as lending-of-last-resort does
... with the ECB, whose amount is determined in relation to their customer deposits. The compliance with the reserve requirement is calculated on the basis of the institutions’ average daily reserve holdings over about a month (referred to as “maintenance period”). Its main function is to create a stru ...
... with the ECB, whose amount is determined in relation to their customer deposits. The compliance with the reserve requirement is calculated on the basis of the institutions’ average daily reserve holdings over about a month (referred to as “maintenance period”). Its main function is to create a stru ...
annual report 2015 - RHB Banking Group
... focus towards achieving its vision of being a leading multinational financial services group. The wire links further symbolise our commitment to fostering greater ties with our customers and key stakeholders by placing them at the centre of what we do, as described by our revitalised Brand Promise, ...
... focus towards achieving its vision of being a leading multinational financial services group. The wire links further symbolise our commitment to fostering greater ties with our customers and key stakeholders by placing them at the centre of what we do, as described by our revitalised Brand Promise, ...
CNMV - Ibercaja
... Noteholders, and any non-contractual obligations arising out of or in connection with those provisions, are governed by, and shall be construed in accordance with, Spanish law. The Notes (save as provided above) and any non-contractual obligations arising out of or in connection with the Notes are g ...
... Noteholders, and any non-contractual obligations arising out of or in connection with those provisions, are governed by, and shall be construed in accordance with, Spanish law. The Notes (save as provided above) and any non-contractual obligations arising out of or in connection with the Notes are g ...
DIVIDEND POLICY AND FIRMS` PERFORMANCE: A CASE OF
... give back to their shareholders? Should corporations pay their shareholders through dividends or by repurchasing their shares, which is the least costly form of pay-out from tax perspective? Firms must take these important decisions period after period ...
... give back to their shareholders? Should corporations pay their shareholders through dividends or by repurchasing their shares, which is the least costly form of pay-out from tax perspective? Firms must take these important decisions period after period ...
bank rakyat annual report 2013
... achieved a Profit Before Tax and Zakat of RM2.02 billion, the first time the Bank’s profit exceeded the RM2 billion mark. The Bank went on to be placed as the number one financial institution based on Return on Asset (ROA) according to The Asian Banker, surpassing all commercial banks in Malaysia. B ...
... achieved a Profit Before Tax and Zakat of RM2.02 billion, the first time the Bank’s profit exceeded the RM2 billion mark. The Bank went on to be placed as the number one financial institution based on Return on Asset (ROA) according to The Asian Banker, surpassing all commercial banks in Malaysia. B ...
The Stock Market, Credit, and Capital Formation
... in any meaning other than that which they have been assigned in the newest Keynesian language. The present book adheres to pre-Keynesian language, employing terms such as Saving and Hoarding in the traditional sense (corresponding most nearly to D. H. Bobertson's definitions). In order to avoid misu ...
... in any meaning other than that which they have been assigned in the newest Keynesian language. The present book adheres to pre-Keynesian language, employing terms such as Saving and Hoarding in the traditional sense (corresponding most nearly to D. H. Bobertson's definitions). In order to avoid misu ...
bankinter, sa - Irish Stock Exchange
... discussed under “Risk Factors”. In light of these risks, uncertainties and assumptions, the forward-looking events described in this Prospectus may not occur. Additional risks that the Group may currently deem immaterial or that are not presently known to the Group could also cause the forward-looki ...
... discussed under “Risk Factors”. In light of these risks, uncertainties and assumptions, the forward-looking events described in this Prospectus may not occur. Additional risks that the Group may currently deem immaterial or that are not presently known to the Group could also cause the forward-looki ...
Assessment Study of Microfinance Market in Moldova
... Consulting (BFC) to conduct an assessment of the microfinance market in Moldova. The emphasis of the study was on microenterprises, Savings and Credit Associations (SCAs), and Microfinance Organizations (MFOs). The availability of services, products offered, and portfolios of institutions offering m ...
... Consulting (BFC) to conduct an assessment of the microfinance market in Moldova. The emphasis of the study was on microenterprises, Savings and Credit Associations (SCAs), and Microfinance Organizations (MFOs). The availability of services, products offered, and portfolios of institutions offering m ...
Major Australian Banks: Full Year 2016 Results Analysis
... and respect. This comes with ongoing expectations around behaviour and fairness, more than regulatory compliance. These later licence conditions evolved at a time when there were much different expectations on banks. This social licence has come under fire from commentators due to banks’ perceived i ...
... and respect. This comes with ongoing expectations around behaviour and fairness, more than regulatory compliance. These later licence conditions evolved at a time when there were much different expectations on banks. This social licence has come under fire from commentators due to banks’ perceived i ...
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... to their conventional counterparts on various measures such as efficiency and profitability. Capital market products such as Islamic mutual funds have also been the subject of recent research. In order to achieve favorable outcomes for the industry, it is important to empirically explore and determi ...
... to their conventional counterparts on various measures such as efficiency and profitability. Capital market products such as Islamic mutual funds have also been the subject of recent research. In order to achieve favorable outcomes for the industry, it is important to empirically explore and determi ...
... The changes were in response to a new drive by the Nigerian government to allow the economy to be driven by the private sector and market forces. Those who have access to credit facilities are mostly those who bank with conventional banks. That is, many poor people cannot make use of loan facilities ...
Risk and Capital Management
... Jyske Bank offers pension and life insurance products, investment and asset management products, payment services products as well as advisory services from sub-contractors, including jointly owned sector companies. ...
... Jyske Bank offers pension and life insurance products, investment and asset management products, payment services products as well as advisory services from sub-contractors, including jointly owned sector companies. ...
What the Entry Load?
... So, brokers used to charge prices to the investors (buyers and sellers of securities) that were usually different from the actual prices =brokers used to report higher than actual prices for buy orders and lower than actual prices for sell orders). If investors (buyers or sellers) demanded a more ac ...
... So, brokers used to charge prices to the investors (buyers and sellers of securities) that were usually different from the actual prices =brokers used to report higher than actual prices for buy orders and lower than actual prices for sell orders). If investors (buyers or sellers) demanded a more ac ...
Bank
A bank is a financial intermediary that creates credit by lending money to a borrower, thereby creating a corresponding deposit on the bank's balance sheet. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial system and influence on national economies, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.Banking in its modern sense evolved in the 14th century in the rich cities of Renaissance Italy but in many ways was a continuation of ideas and concepts of credit and lending that had their roots in the ancient world. In the history of banking, a number of banking dynasties — notably, the Medicis, the Fuggers, the Welsers, the Berenbergs and the Rothschilds — have played a central role over many centuries. The oldest existing retail bank is Monte dei Paschi di Siena, while the oldest existing merchant bank is Berenberg Bank.