The importance of long-term financing by banks
... focusing on low-risk, long-term financing for real estate and regional authorities. Margins are much lower in this area of business than in investment banking, which is why it is difficult to attract additional providers of capital under the current conditions. These institutions are reducing their ...
... focusing on low-risk, long-term financing for real estate and regional authorities. Margins are much lower in this area of business than in investment banking, which is why it is difficult to attract additional providers of capital under the current conditions. These institutions are reducing their ...
Securities Activities by Commercial Banking Firms’ Section 20 Subsidiaries:
... the bank subsidiary and other non-bank subsidiaries would be realized. Kwast (1989) examined the relations between existing securities and non-securities activities within a bank from 1976 through 1985. By definition, the securities activities analyzed by Kwast were all bank permissible, which are l ...
... the bank subsidiary and other non-bank subsidiaries would be realized. Kwast (1989) examined the relations between existing securities and non-securities activities within a bank from 1976 through 1985. By definition, the securities activities analyzed by Kwast were all bank permissible, which are l ...
Profitability and Balance Sheet Repair of Italian Banks
... is insufficient to offset the declining interest income and high provisioning cost associated with the existing loan book. These findings point to a number of areas in which building on recent policy initiatives would be useful. Repairing bank balance sheets is a policy priority, not least to facili ...
... is insufficient to offset the declining interest income and high provisioning cost associated with the existing loan book. These findings point to a number of areas in which building on recent policy initiatives would be useful. Repairing bank balance sheets is a policy priority, not least to facili ...
Chapter 9 : Finance: Acquiring and Using Funds to Maximize Value
... mortgage market made huge profits. But in reality, these gains were the result of an unsustainable bubble, due in part to the shortsighted—and sometimes unethical —behavior of mortgage brokers who arranged housing loans and the lenders who provided the funds. These brokers and lenders increasingly t ...
... mortgage market made huge profits. But in reality, these gains were the result of an unsustainable bubble, due in part to the shortsighted—and sometimes unethical —behavior of mortgage brokers who arranged housing loans and the lenders who provided the funds. These brokers and lenders increasingly t ...
TARP and market discipline - Lund University School of Economics
... 2014). Our paper is most closely related to two recent studies examining the effect of CPP on the supported banks’ subsequent asset risk, particularly the risk of new loan originations (Black and Hazelwood, 2013 Duchin and Sosyura, 2014), and a study of the effects of bailout expectations on distres ...
... 2014). Our paper is most closely related to two recent studies examining the effect of CPP on the supported banks’ subsequent asset risk, particularly the risk of new loan originations (Black and Hazelwood, 2013 Duchin and Sosyura, 2014), and a study of the effects of bailout expectations on distres ...
The Determinants of Bank Capital Ratios in a Developing Economy
... banks to attract capital flows directly into commercial banks. There are other entities which attract foreign capital flow. In this paper, the Basel 1988 risk-weighted capital adequacy ratio is used as a proxy for bank capital. For bank risk measurement, we use the newer Hannan & Hanweck (1988) risk ...
... banks to attract capital flows directly into commercial banks. There are other entities which attract foreign capital flow. In this paper, the Basel 1988 risk-weighted capital adequacy ratio is used as a proxy for bank capital. For bank risk measurement, we use the newer Hannan & Hanweck (1988) risk ...
understanding the irish banking crisis - TRAP@NCI
... scale of the collapse is significant, there are many parallels with other global financial failures The purpose of this study is to understand how a system of banking can continue to repeat seemingly systemic collapse The study reveals that one difficulty compounding the financial sector is the fail ...
... scale of the collapse is significant, there are many parallels with other global financial failures The purpose of this study is to understand how a system of banking can continue to repeat seemingly systemic collapse The study reveals that one difficulty compounding the financial sector is the fail ...
Using the Bank Anti-Tying Provision to Curb Financial Risk
... The Dodd-Frankfinancial reform bill has not prevented further scandals and will not stop banks from selling risky products. Yet one understudied law is a surprisingly versatile device that has the potential to temper financialrisk: the Bank Holding Company Act's Anti-Tying Provision. The Anti-Tying ...
... The Dodd-Frankfinancial reform bill has not prevented further scandals and will not stop banks from selling risky products. Yet one understudied law is a surprisingly versatile device that has the potential to temper financialrisk: the Bank Holding Company Act's Anti-Tying Provision. The Anti-Tying ...
Bank Capital Methodology And Assumptions - A
... 27. We include warrants in our definition of common shareholders' equity, adding them to the reported figure if they have been excluded. We do this whether the warrants are issued with preference shares or on a stand-alone basis. 28. Minority interests: ACE includes the holdings of minority investor ...
... 27. We include warrants in our definition of common shareholders' equity, adding them to the reported figure if they have been excluded. We do this whether the warrants are issued with preference shares or on a stand-alone basis. 28. Minority interests: ACE includes the holdings of minority investor ...
Financial Risk Capacity
... for policy makers, academics, and practitioners alike.1 In fact, during his only television interview at the time, the Chairman of the Federal Reserve, Ben Bernanke, was asked when the crisis would be over, to which he answered, “When banks start raising capital on their own.”2 Why would a banking s ...
... for policy makers, academics, and practitioners alike.1 In fact, during his only television interview at the time, the Chairman of the Federal Reserve, Ben Bernanke, was asked when the crisis would be over, to which he answered, “When banks start raising capital on their own.”2 Why would a banking s ...
Towards a framework for calibrating macroprudential leverage limits
... trillion to €13.3 trillion in the second quarter of 2016.89 Notably, in the same period, the size of European alternative investment funds more than tripled from €1.6 trillion to €5.2 trillion.90 While this growing role of funds in credit intermediation and capital markets provides useful diversific ...
... trillion to €13.3 trillion in the second quarter of 2016.89 Notably, in the same period, the size of European alternative investment funds more than tripled from €1.6 trillion to €5.2 trillion.90 While this growing role of funds in credit intermediation and capital markets provides useful diversific ...
Optimal Bank Capital
... Measuring the cost and benefits of banks having very different balance sheets from what had become normal in the run up to the crisis is therefore central to evaluating different regulatory reforms. The argument that balance sheets with very much higher levels of equity funding, and less debt, would ...
... Measuring the cost and benefits of banks having very different balance sheets from what had become normal in the run up to the crisis is therefore central to evaluating different regulatory reforms. The argument that balance sheets with very much higher levels of equity funding, and less debt, would ...
Part 1: The objectives of the financial system and its regulation
... areas that warrant further consideration. Part 3 canvasses the priority sectoral issues affecting banking, superannuation, insurance and capital markets, drawing on the discussion of the objectives of the financial system and the principles of effective regulation in earlier parts. An Appendix cover ...
... areas that warrant further consideration. Part 3 canvasses the priority sectoral issues affecting banking, superannuation, insurance and capital markets, drawing on the discussion of the objectives of the financial system and the principles of effective regulation in earlier parts. An Appendix cover ...
Mutual fund flows: an analysis of the main macroeconomic factors
... DOI: 10.15675/gepros.v10i1.1221 ...
... DOI: 10.15675/gepros.v10i1.1221 ...
Market Forces at Work in the Banking Industry: Evidence from the
... While most nonfinancial firms choose their optimal capital ratios primarily in response to market constraints, regulated financial institutions must also heed their supervisors’ capital adequacy requirements. Banking firms must therefore satisfy two types of equity constraint: uninsured market count ...
... While most nonfinancial firms choose their optimal capital ratios primarily in response to market constraints, regulated financial institutions must also heed their supervisors’ capital adequacy requirements. Banking firms must therefore satisfy two types of equity constraint: uninsured market count ...
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... pleasure to present the annual report of Ithmaar Bank and its subsidiaries, associates and joint ventures for the year ended 31 December 2008. It was a challenging year that might well be remembered as the year of the global financial meltdown. The year that forced a complete rethink of the world fi ...
... pleasure to present the annual report of Ithmaar Bank and its subsidiaries, associates and joint ventures for the year ended 31 December 2008. It was a challenging year that might well be remembered as the year of the global financial meltdown. The year that forced a complete rethink of the world fi ...
Interest Rate Risk Management for Commercial
... their risk on the capital market and hence to alter their exposure to interest rate risk via off-balance sheet activities quickly, once a stress situation occurs. An historical example of a banking crisis where interest rate risk played an integral role is the „Savings and Loan Crisis‟ which occurre ...
... their risk on the capital market and hence to alter their exposure to interest rate risk via off-balance sheet activities quickly, once a stress situation occurs. An historical example of a banking crisis where interest rate risk played an integral role is the „Savings and Loan Crisis‟ which occurre ...
SIGNIFICANCE OF CREDIT RATIONING IN UKRAINE by Ivan
... an increase in reserve requirements will increase the riskiness of the banks' portfolio, which in turn will mean the decrease in the amount of total investable resources. Thus, the customer will now find more stringent terms in regards to interest and credit ratings required by banks. Some of the co ...
... an increase in reserve requirements will increase the riskiness of the banks' portfolio, which in turn will mean the decrease in the amount of total investable resources. Thus, the customer will now find more stringent terms in regards to interest and credit ratings required by banks. Some of the co ...
Oversight Policy for Deferred Compensation
... rolling average, using monthly data. For existing products, probation occurs when a tracking error falls between 50 and 100 basis points and termination occurs for a tracking error greater than 100 basis points for four consecutive quarters. For measurement purposes only, the monthly prorated mutual ...
... rolling average, using monthly data. For existing products, probation occurs when a tracking error falls between 50 and 100 basis points and termination occurs for a tracking error greater than 100 basis points for four consecutive quarters. For measurement purposes only, the monthly prorated mutual ...
Evidence from the 2008 emergency economic stabilization act
... country’s banking system. For example, Demirgüç-Kunt and Detragiache (2002) show for a sample of 61 countries around the world that during the 1980s and 1990s the existence of deposit insurance had an adverse impact on bank stability. Gropp and Vesala (2004) find in a cross-country study for 15 Eur ...
... country’s banking system. For example, Demirgüç-Kunt and Detragiache (2002) show for a sample of 61 countries around the world that during the 1980s and 1990s the existence of deposit insurance had an adverse impact on bank stability. Gropp and Vesala (2004) find in a cross-country study for 15 Eur ...
How Do Insured Deposits Affect Bank Risk?
... country’s banking system. For example, Demirgüç-Kunt and Detragiache (2002) show for a sample of 61 countries around the world that during the 1980s and 1990s the existence of deposit insurance had an adverse impact on bank stability. Gropp and Vesala (2004) find in a cross-country study for 15 Eur ...
... country’s banking system. For example, Demirgüç-Kunt and Detragiache (2002) show for a sample of 61 countries around the world that during the 1980s and 1990s the existence of deposit insurance had an adverse impact on bank stability. Gropp and Vesala (2004) find in a cross-country study for 15 Eur ...
Realpool Investment Fund
... Comprehensive Income. The Fund’s investments are designated as FVTPL. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The fair value of financial assets and liabilities trad ...
... Comprehensive Income. The Fund’s investments are designated as FVTPL. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The fair value of financial assets and liabilities trad ...
Market-specific and Currency-specific Risk During the Global
... This paper explores how international money markets reflected credit and liquidity risks during the global financial crisis. After matching the currency denomination, we investigate how the Tokyo Interbank Offered Rate (TIBOR) was synchronized with the London Interbank Offered Rate (LIBOR) denominat ...
... This paper explores how international money markets reflected credit and liquidity risks during the global financial crisis. After matching the currency denomination, we investigate how the Tokyo Interbank Offered Rate (TIBOR) was synchronized with the London Interbank Offered Rate (LIBOR) denominat ...
How to Check Corporate, Financial, and Monopoly Power
... to the largest corporations and the wealthiest, whose untamed power and success comes at the expense of average workers. This is not only unfair and unnecessary but can lead to weaker growth and a less productive economy. In Rewriting the Rules, we argued that just as the current slow-growth, high-r ...
... to the largest corporations and the wealthiest, whose untamed power and success comes at the expense of average workers. This is not only unfair and unnecessary but can lead to weaker growth and a less productive economy. In Rewriting the Rules, we argued that just as the current slow-growth, high-r ...