Unlocking funding for European investment and growth
... Economic growth remains the principal challenge for Europe. The Eurozone economy is currently in recession, and is forecast to contract over the course of 2013. Europe is not alone in experiencing sluggish growth, but what is notable is that since 2008, both the real economy and the financial sector ...
... Economic growth remains the principal challenge for Europe. The Eurozone economy is currently in recession, and is forecast to contract over the course of 2013. Europe is not alone in experiencing sluggish growth, but what is notable is that since 2008, both the real economy and the financial sector ...
World bank documents
... economy. When financial institutions create complex financial instruments and sell them to unsophisticated investors, this might boost the bonuses of the financial engineers and executives associated with marketing the new-fangled instruments while simultaneously distorting the allocation of society ...
... economy. When financial institutions create complex financial instruments and sell them to unsophisticated investors, this might boost the bonuses of the financial engineers and executives associated with marketing the new-fangled instruments while simultaneously distorting the allocation of society ...
The Anatomy of a Credit Crisis: The Boom and Bust in Farm Land
... Asset price booms and busts often center around changes in credit availability (see, for example, the descriptions in Kindleberger and Aliber (2005) and Minsky (1986), theories such as Geanakoplos (2009), and the evidence in Mian and Sufi (2008)). Some economists, however, claim that the availabili ...
... Asset price booms and busts often center around changes in credit availability (see, for example, the descriptions in Kindleberger and Aliber (2005) and Minsky (1986), theories such as Geanakoplos (2009), and the evidence in Mian and Sufi (2008)). Some economists, however, claim that the availabili ...
DT - European Parliament
... On the supply side covered bonds (debt securities backed by cash flows from mortgages or public sector loans, but without risk transfer) seem to be more attractive, partly as the result of lower capital requirements. Also cheap funding from the ECB in the LTRO programmes reduces the need for issuers ...
... On the supply side covered bonds (debt securities backed by cash flows from mortgages or public sector loans, but without risk transfer) seem to be more attractive, partly as the result of lower capital requirements. Also cheap funding from the ECB in the LTRO programmes reduces the need for issuers ...
Policies and Procedures
... outlined in the term sheet provided by 49SAF and corresponding legal documents. Other forms of collateral or credit enhancements, such as personal or corporate guarantees, letters of credit, etc., will be considered during applicant evaluation. 11. Transparency: Receiving investment from the 49SAF w ...
... outlined in the term sheet provided by 49SAF and corresponding legal documents. Other forms of collateral or credit enhancements, such as personal or corporate guarantees, letters of credit, etc., will be considered during applicant evaluation. 11. Transparency: Receiving investment from the 49SAF w ...
Only banks By - Federal Reserve Bank of Chicago
... transfers, credit card lending) through the inexpensive Internet channel, while routing specialized, highvalue-added transactions (e.g., small business lending, personal trust services, investment banking) through the more expensive branch channel. By providing an option for customers who want to do ...
... transfers, credit card lending) through the inexpensive Internet channel, while routing specialized, highvalue-added transactions (e.g., small business lending, personal trust services, investment banking) through the more expensive branch channel. By providing an option for customers who want to do ...
Official PDF , 106 pages - World bank documents
... the important issue of financial inclusion. The broad story of Tanzania’s growth and poverty reduction over the past decade is now well known. With strong and consistent growth rates of 6-7 percent, Tanzania has performed very well by regional standards. Similarly, over the same period, the poverty ...
... the important issue of financial inclusion. The broad story of Tanzania’s growth and poverty reduction over the past decade is now well known. With strong and consistent growth rates of 6-7 percent, Tanzania has performed very well by regional standards. Similarly, over the same period, the poverty ...
The Determinants of Bank Capital Structure
... Banks are among the most regulated financial institutions, and the financial sector is among the most regulated sectors in the economy. That is motivated by the need to protect all consumers and government safety net. Post-crisis the focus of international regulation has been on banks’ leverage rati ...
... Banks are among the most regulated financial institutions, and the financial sector is among the most regulated sectors in the economy. That is motivated by the need to protect all consumers and government safety net. Post-crisis the focus of international regulation has been on banks’ leverage rati ...
The countercyclical capital buffer in Spain: an
... corporates, including credit from abroad. And it excludes exposures to other financial institutions (intra-financial lending) and public sector credit exposures. As the aim is to capture all sources of debt to the NFPS in a given banking system, credit from non-banks, debt securities issued to fund ...
... corporates, including credit from abroad. And it excludes exposures to other financial institutions (intra-financial lending) and public sector credit exposures. As the aim is to capture all sources of debt to the NFPS in a given banking system, credit from non-banks, debt securities issued to fund ...
Provincial Government Banks: A Case Study of
... transfer of funds to and from regions in response to competitive pressures. If anyone of these banks attempted to pursue a non-competitive policy and granted one region terms on loans or interest rates on deposits that were not in keeping with the basic economic situation in that region, other banks ...
... transfer of funds to and from regions in response to competitive pressures. If anyone of these banks attempted to pursue a non-competitive policy and granted one region terms on loans or interest rates on deposits that were not in keeping with the basic economic situation in that region, other banks ...
The determinants of long-term debt issuance by European banks
... deposits, equity and central bank liquidity. In recent years, the analysis of developments in banks’ wholesale debt funding structures has gained considerable interest in the context of the 2008-2009 global financial crisis. The crisis triggered a large body of applied research on the relation betwe ...
... deposits, equity and central bank liquidity. In recent years, the analysis of developments in banks’ wholesale debt funding structures has gained considerable interest in the context of the 2008-2009 global financial crisis. The crisis triggered a large body of applied research on the relation betwe ...
Assessing payments systems in Latin America
... remain the most important non-cash means of payment for retail transactions, but other technologies such as Internet-based direct debits and credits have appeared over the past few years. Electronic payments enable novel new products that move beyond simple payment to support ongoing relationships w ...
... remain the most important non-cash means of payment for retail transactions, but other technologies such as Internet-based direct debits and credits have appeared over the past few years. Electronic payments enable novel new products that move beyond simple payment to support ongoing relationships w ...
A comparative technical, cost and profit efficiency
... the control of bank management, and (ii) determining factors associated with bank operations, that is, the determinants of efficiency at the firm level. For example, country-specific and macroeconomic factors, such as GDP, interest rates, labour union power, unemployment rates and government regula ...
... the control of bank management, and (ii) determining factors associated with bank operations, that is, the determinants of efficiency at the firm level. For example, country-specific and macroeconomic factors, such as GDP, interest rates, labour union power, unemployment rates and government regula ...
Deregulation of Bank Entry and Bank Failures
... find that although better-performing banks grew faster than under-achievers before intrastate branching was allowed, low-cost, high-profit banks grew even faster once branching restrictions were lifted. Furthermore, the lifting of restrictions on branching enabled banks to exploit economies of scal ...
... find that although better-performing banks grew faster than under-achievers before intrastate branching was allowed, low-cost, high-profit banks grew even faster once branching restrictions were lifted. Furthermore, the lifting of restrictions on branching enabled banks to exploit economies of scal ...
Financial services For development: promoting access in latin america
... by the traditional financial system. It is interesting to note that the Latin American microfinance model has allowed MFI high rates of growth and self-sustainment from a financial point view without negative preconceptions, which have continued maintaining important levels of credit aimed at poorer ...
... by the traditional financial system. It is interesting to note that the Latin American microfinance model has allowed MFI high rates of growth and self-sustainment from a financial point view without negative preconceptions, which have continued maintaining important levels of credit aimed at poorer ...
Basel Committee on Banking Supervision Basel III: The Liquidity
... This standard aims to ensure that a bank has an adequate stock of unencumbered HQLA that consists of cash or assets that can be converted into cash at little or no loss of value in private markets, to meet its liquidity needs for a 30 calendar day liquidity stress scenario. At a minimum, the stock o ...
... This standard aims to ensure that a bank has an adequate stock of unencumbered HQLA that consists of cash or assets that can be converted into cash at little or no loss of value in private markets, to meet its liquidity needs for a 30 calendar day liquidity stress scenario. At a minimum, the stock o ...
Central Bank of the Republic of China (Taiwan)
... The global economic recovery continued at a mild pace despite the fact that the downside risks in international financial markets had risen in 2014. Meanwhile, Taiwan’s economy grew steadily. Financial markets kept evolving and the health of financial institutions was sound. These, coupled with the ...
... The global economic recovery continued at a mild pace despite the fact that the downside risks in international financial markets had risen in 2014. Meanwhile, Taiwan’s economy grew steadily. Financial markets kept evolving and the health of financial institutions was sound. These, coupled with the ...
FSB Securities Lending and Repos: Market Overview and Financial
... comprising a minority share of the European market) or securities. According to one industry estimate, the total securities on loan globally, as of April 2012, are estimated to be about US$1.8 trillion. 8 In general, borrowers may borrow specific securities for covering short positions in their own ...
... comprising a minority share of the European market) or securities. According to one industry estimate, the total securities on loan globally, as of April 2012, are estimated to be about US$1.8 trillion. 8 In general, borrowers may borrow specific securities for covering short positions in their own ...
IMF Global Financial Stability Report (GFSR) April 2013
... Various Measures of the Taylor Gap in the United States ...
... Various Measures of the Taylor Gap in the United States ...
financial development and real growth: deciding the chicken and
... to be more developed than one that has less variety. Similarly when there are several financial instruments by which financial institutions can mobilize funds and allocate them from the financial system is relatively more developed them the one with fewer instruments or fewer markets. The size of t ...
... to be more developed than one that has less variety. Similarly when there are several financial instruments by which financial institutions can mobilize funds and allocate them from the financial system is relatively more developed them the one with fewer instruments or fewer markets. The size of t ...