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46th ISTE Annual National Convention & National Conference 2017
International Journal of Advance Research and Innovation (ISSN 2347 – 3258)
Women Entrepreneurship in INDIA: Opportunities &
Challenges
Gurinder Singh
Assistant Professor
Gulzar School of Management,
GGI,
Ludhiana, Punjab-141401 (INDIA)
Gurinder.mba@ggi.ac.in
Abstract: - Business visionaries assume a key part in any economy. These are the general population who have what it takes and activity
important to take great new thoughts to market and settle on the correct choices to make the thought gainful. The reward for the dangers taken is
the potential monetary benefits the business visionary could gain. Actually, a "ladies business visionary" is any ladies who sorts out and deals
with any venture, ordinarily with impressive activity and hazard. In any case, frequently the expression "ladies possessed business" is utilized in
respect to government contracting. In this case, the business visionary (a lady) claims (over half), controls and runs the undertaking. Information
has been gathered from number of articles, books, periodicals and sites. The present review has been an endeavor to produce mindfulness and to
comprehend meaning, method of reasoning for enhancement. A broad writing survey is done on ladies business person. Toward the end some
real issues confronted by Indian ladies business visionaries, examples of overcoming adversity of Indian ladies business visionaries, variables
affecting ladies enterprise and steps taken by the legislature for upliftment of Indian ladies business visionaries.
Keywords: Meaning of women entrepreneur, rationale for diversification, problems faced by Indian women entrepreneurs, success stories
of Indian women entrepreneurs, factors influencing women entrepreneurship, steps taken by the Indian government.
into administrations industry identifying with cordiality,
providing food, instructive administrations, discussion or
advertising, magnificence facilities, and so on.
INTRODUCTION
Women entrepreneurs visionaries might be characterized as a
"women or a gathering of women who start, sort out and
maintain a business endeavor". Legislature of India has
characterized women business people in light of women
investment in value and work of a business endeavor. In like
manner, a women run an undertaking is characterized as "an
endeavor possessed and controlled by a women having a base
budgetary enthusiasm of 51% of the capital and giving no less
than 51%of the business created in the venture to women".
Women business visionary constitute 10 % of the quantity of
the quantity of business visionary in the nation. This has been
a critical development in independent work of women with
women now beginning new pursuits at three circumstances the
rate of men. They constitute half of the number of inhabitants
in our nation with a lower proficiency rate than men. This
measurable reality demonstrates that for the financial
development of the country, women ought not be urged to
make their share of monetary commitment towards the nation.
one method for accomplishing is by making women turn out
and get to be business people. In the customary society, they
were kept to the four dividers, assuming family parts, yet in
the present day society, they are turning out to partake in
assorted types od exercises. Regularly, women business
enterprise is found in the augmentation of their kitchen
exercises, chiefly in get ready economically the 3‟P‟s
specifically, Pickles, Papads and Powder. Few of them wander
Women enter enterprise because of financial variables which
pushed them to be all alone and urge them to accomplish
something freely. Women like to work from their own
particular work home, trouble in landing appropriate positions
and yearning for social acknowledgment rouse them towards
independent work. We see a great deal of women experts in
building, drug, law and so forth. They are likewise setting up
healing facilities, preparing focuses, and so on.
“An enterprise owned and controlled by a women having a
minimum financial interest of 51 per cent of the capital and
giving at least 51 per cent of the employment generated by the
enterprise to women.”
— Government of India
“A woman entrepreneur can be defined as a confident,
innovative and creative woman capable of achieving self
economic independence individually or in collaboration,
generates employment opportunities for others through
initiating, establishing and running the enterprise by keeping
pace with her personal, family and social life.”
—Kamal Singh
RATIONALE FOR DIVERSIFICATION
Women business person are hazard bearers, sorts out and
trailblazers as well. Indian women, who are viewed as better
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Gulzar Group of Institutes, Ludhiana, Punjab-141401 (INDIA)
46th ISTE Annual National Convention & National Conference 2017
International Journal of Advance Research and Innovation (ISSN 2347 – 3258)
50% of the general public , are not equivalent accomplices in
the public eye. Perceptual factors impact the entrepreneurial
inclination of women and record for a great part of the sexual
orientation contrasts in entrepreneurial styles. The low
education rate ( 40% ), low cooperation rate ( 10 %) of women
as looks at to 60%, 52%, 18% individually of their male
partners demonstrate their disadvantageous position in the
general public.
The aftereffects of the review led by IIT, Delhi are:
financial support of business partners, experiences & well
developed professional network.
Women network report on Women in Business & in
Decision Making focus on women entrepreneurs, about their
problems in starting & running the business, family back
ground, education, size of business unit. Some interesting
facts which came out from this report are less educated
women entrepreneurs are engaged in micro enterprises, have
husband & children but have no help at home. Most of the
women establish enterprises before the age of 35, after
gaining some experience as an employee somewhere else.
The motivational factors were desire for control & freedom
to take their own decision as well as earning handsome
amount of money. Dedication of more than 48 hours in a
week with the family support to their enterprises gave them a
sense of self confidence. However, to maintain balance
between family & work life is a major challenge before
women entrepreneurs especially for those who have children &
working husband.
Darrene, Harpel and Mayer, (2008) performed a study on
finding the relationship between elements of human capital
and self employment among women. The study showed that
self employed women differ on most human capital variable
as compared to the salary and wage earning women. The
study also revealed the fact that the education attainment
level is faster for self employed women than that for
other working women. The percentage of occupancy of
managerial job is found to be comparatively higher in case of
self employed women as compared to other working women.
This study also shed light on similarity and dissimilarity of
situations for self employed men and self employed
women. Self employed men and women differ little in
education, experience and preparedness. However, the main
difference lies in occupational and industry experience. The
percentage of population holding management occupation is
lower for self employed women as compared to self
employed men. Also the participation levels of self
employed women are found to be less than of self
employed men in industries like communication,
transportation,
wholesale
trade,
manufacturing
and
construction. The analysis is based on data from the
Current Population Survey (CPS) Annual Social and
Economic Supplement (ASEC) from 1994 to 2006.
Singh, 2008, identifies the reasons & influencing factors
behind entry of women in entrepreneurship. He explained
the characteristics of their businesses in Indian context and
also obstacles & challenges. He mentioned the obstacles in
the growth of women entrepreneurship are mainly lack
of interaction with successful entrepreneurs, social unacceptance as women entrepreneurs, family responsibility,
gender discrimination, missing network, low priority given
by bankers to provide loan to women entrepreneurs. He
suggested the remedial measures like promoting micro
enterprises, unlocking institutional frame work, projecting &
pulling to
grow & support the winners etc. The study advocates for
ensuring synergy among women related ministry, economic
ministry & social & welfare development ministry of the
1)Women possess 33% of independent company in USA and
Canada and the number is likely half in the 21st century.
2) Women represent 40% of the aggregate work compel in
Asian nations. 3) Women dwarf men by no less than two lines
in China.
3) The rate of women business visionaries has expanded from
7.69% in 1992-93 to 10% in year 2000-01, yet the number still
is essentially low when contrasted with general work
investment rate i.e. 25.7%.
4) The quantity of women in specialized courses, proficient
courses and in designing stream has demonstrated a colossal
ascent. Polytechnics and IITs have just 15% young women out
of aggregate entrolled understudies and less join and set their
own endeavors.
REVIEW OF LITERATURE
Bowen & Hisrich, (1986), compared & evaluated various
research studies done on entrepreneurship including women
entrepreneurship. It summaries various studies in this way
that female entrepreneurs are relatively well educated in
general but perhaps not in management skills, high in internal
locus of control, more masculine, or instrumental than other
women in their values likely to have had entrepreneurial
fathers, relatively likely to have frts born or only children,
unlikely to start business in traditionally male dominated
industries & experiencing a need of additional managerial
training.
Cohoon, Wadhwa & Mitchell, (2010), present a detailed
exploration of men & women entrepreneur‟s motivations,
background and experiences. The study is based on the
data collected from successful women entrepreneurs. Out of
them 59% had founded two or more companies. The study
identifies top five financial & psychological factors
motivating women to become entrepreneurs. These are desire
to build the wealth, the wish to capitalize own business ideas
they had, the appeal of startup culture, a long standing desire
to own their own company and working with someone
else did not appeal them. The challenges are more
related with entrepreneurship rather than gender. However,
the study concluded with the requirement of further
investigation like why women are so much concerned about
protecting intellectual capital than their counterpart. Mentoring
is very important to women, which provides encouragement &
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46th ISTE Annual National Convention & National Conference 2017
International Journal of Advance Research and Innovation (ISSN 2347 – 3258)
Government of India.
Tambunan, (2009), made a study on recent developments
of women entrepreneurs in Asian developing countries.
The study focused mainly on women entrepreneurs in small
and medium enterprises based on data analysis and review
of recent key literature. This study found that in Asian
developing countries SMEs are gaining overwhelming
importance; more than 95% of all firms in all sectors on
average per country. The study also depicted the fact that
representation of women entrepreneurs in this region is
relatively low due to factors like low level of education, lack
of capital and cultural or religious constraints. However, the
study revealed that most of the women entrepreneurs in
SMEs are from the category of forced entrepreneurs seeking
for better family incomes.
treated equivalent to men. Their entrance to business requires
the endorsement of the leader of the family. Business has
customarily been viewed as a male safeguard. Every one of
these puts a break in the development of women business
visionaries.
3 Absence of training: Women in India are lingering a long
ways behind in the field of instruction. The greater part of the
women (around sixty for each penny of aggregate women) are
uneducated. The individuals who are taught are given either
less or deficient training than their male partner incompletely
because of early marriage, halfway because of child's
advanced education and mostly because of destitution.
Because of absence of legitimate instruction, women business
visionaries stay in dull about the advancement of new
innovation, new techniques for creation, advertising and other
administrative bolster which will urge them to prosper.
Objectives of the Study
The study is based on secondary data collected from the
published reports of RBI, Census Surveys, SSI Reports,
newspapers, journals, websites, Report of MSME etc. The
study intended to throw light on the following issues:

To study the present position of Indian Women
Entrepreneurs.

To study the motivating factors responsible
for encouraging women to become
entrepreneurs.

To critically examine the problems faced by
women entrepreneurs.

To study the government initiatives & schemes
to encourage women entrepreneurs.
4 Social hindrances: The conventions and traditions won in
Indian social orders towards women here and there remain as a
deterrent before them to develop and thrive. Positions and
religions rule with each other and blocks women business
people as well. In rustic territories, they confront more social
obstructions. They are dependably observed with suspicious
eyes.
5 Lack of crude materials: The shortage of crude materials,
here and there nor, accessibility of appropriate and satisfactory
crude materials sounds the demise ring of the ventures keep
running by women business people. Women business
visionaries truly confront an extreme assignment in getting the
required crude material and other essential contributions for
the endeavors when the costs are high.
METHODOLOGY
The prepared paper is a descriptive study in nature. The
secondary data and information have been analyzed for
preparing the paper extensively. The secondary information
have been collected from different scholars‟ and
researchers‟ published books, articles published in different
journals, periodicals, conference paper, working paper and
websites.
6 Issue of fund: Women business people stiffer a considerable
measure in raising and meeting the money related
requirements of the business, Brokers, lenders and monetary
foundations are not approaching to give budgetary help to
women borrowers on the ground of their less credit value and
more odds of business disappointment. They likewise confront
money related issue because of blockage of assets in crude
materials, work-in-advance completed products and nonreceipt of installment from clients in time.
PROBLEMS FACED BY INDIAN WOMEN
ENTREPRENEURS:
Besides the above basic problems the other problems
faced by women entrepreneurs are as follows:
1 Family ties: Women in India are candidly appended to their
families. They should take care of all the local work, to take
care of the youngsters and different individuals from the
family. They are over weight with family obligations like
additional consideration regarding spouse, kids and in laws
which take away a bunches of their time and vitality. In such
circumstance, it will be extremely hard to think and run the
venture effectively.
7 Intense rivalries: Generally women business visionaries
utilize low innovation during the time spent generation. In a
market where the opposition is too high, they need to contend
energetically to make due in the market against the composed
division and their male partner who have incomprehensible
experience and ability to embrace propelled innovation in
overseeing undertakings 8 High cost of generation: A few
variables including wasteful administration add to the high
cost of generation which remains as a hindrance before women
business visionaries. Women business visionaries confront
innovation out of date quality because of non-reception or ease
back selection to changing innovation which is a central point
of high cost of creation.
2 Male commanded society: Despite the fact that our
constitution discusses correspondence between genders, male
haughtiness is still the request of the day. Women are not
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Gulzar Group of Institutes, Ludhiana, Punjab-141401 (INDIA)
46th ISTE Annual National Convention & National Conference 2017
International Journal of Advance Research and Innovation (ISSN 2347 – 3258)
9 Okay bearing limit: Women in India are by nature feeble,
timid and mellow. They can't hold up under the sum chance
which is fundamental for running an undertaking. Absence of
instruction, preparing and money related support from exterior
additionally lessen their capacity to tolerate the hazard
required in a ventures.
FACTORS INFLUENCING WOMEN
ENTREPRENEURSHIP
1 PUSH Variables Push elements will be components of need,
for example, insufficicient family salary, disappointment with
compensations work, trouble in looking for some kind of
employment and a requirement for adaptable work routine in
view of family obligations. These variables may have more
significance for women than for men.
10 Restricted portability:Women portability in India is
profoundly restricted and has turned into an issue because of
customary qualities and failure to drive vehicles. Moving
alone and requesting a space to remain out in the night for
business reasons for existing are still looked upon with
suspicious eyes. Now and then, more youthful women feel
uncomfortable in managing men who demonstrate additional
enthusiasm for them than business related angles.
2 PULL Variables Figures that work as entrepreneurial drive
components identify with autonomy, self-satisfaction,
entrepreneurial drive and yearning for riches, influence and
societal position, co-operation and support of relatives and a
solid system of contacts. The most noticeable variable is self
accomplishment communicated as far as test which helps
women to begin, maintain their own business and transform it
into a productive wander. At the point when a solid
requirement for accomplishment couldn't be satisfied through
a salaried position or when there was a yearning to change an
apparent open door into an attractive thought, then these
components work for a man to detail their own wander.
11 Absence of entrepreneurial fitness: Absence of
entrepreneurial fitness involves sympathy toward women
business visionaries. They have no entrepreneurial bowed of
psyche. Indeed, even in the wake of going to different
preparing programs on business visionary ship women
business people neglect to hold over the dangers and
inconveniences that may come up in an authoritative working.
SUCCESSFUL LEADING BUSINESS WOMEN IN
INDIA The 21st leading business women in India:Akhila srinivasan, Managing Director ,
Shriram Investments ltd.
Chanda Kocchar, Executive Director,
ICICI Bank
Ekta
Kapoor,
Creative
Director, balaji Telefilms Ltd.
Jyoti Naik, President, Lijjat
Papad.
Kiran Mazumdar Shaw, Chairman &
Managing director, Biocon Ltd.
Lalita D.Gupte, JMD , ICICI Bank.
Naina Lal Kidwar, Deputy CEO , HBSE.
Preetha Reddy , Managing
Director, Apollo hospitals.
Priya
Paul,
Chairman,
Apeejay Park Hotels.
Rajshree Pathy, Chairman, Rajshree Sugars & Chemicals ltd.
Ranjana Kumar, Chairman, NABA
12 Restricted administrative capacity: Administration has
turned into a specific employment which just proficient chiefs
perform. Women business visionaries are not effective in
administrative capacities like arranging, sorting out,
controlling, organizing, staffing, coordinating, persuading and
so on of an endeavor. In this way, less and constrained
administrative capacity of women has turned into an issue for
them to run the venture effectively.
13 Lawful conventions: Satisfying the lawful conventions
required for running a venture turns into a change errand with
respect to a women business visionary in light of the
predominance of degenerate practices in government
workplaces and procedural deferrals for different licenses,
power, water and shed portions. In such circumstances women
business visionaries think that its difficult to focus on the
smooth working of the undertaking.
14 Misuse by center men: Since women can't circled for
promoting, conveyance and cash accumulation, they need to
rely on upon center men for the above exercises. Center men
tend to adventure them in the appearance of making a
difference. They include their own particular overall revenue
which result in less deals and lesser benefit.
STEPS TAKEN BY THE INDIAN GOVERNMENT
The development and advancement of ladies business
people required to be quickened on the grounds that
entrepreneurial improvement is unrealistic without the
support of ladies.
15 Absence of self-assurance: Women business visionaries
due to their intrinsic nature, absence of self-assurance which is
basically a propelling element in running an undertaking
effectively. They need to endeavor hard to strike a harmony
between dealing with a family and dealing with an
undertaking. In some cases she needs to relinquish her
entrepreneurial inclination with a specific end goal to strike a
harmony between the two.
Consequently, an amiable domain is should have been
made to empower ladies to take an interest effectively
in the entrepreneurial exercises. There is a need of
Government, non-Government, limited time and
administrative offices to approach and assume the
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Gulzar Group of Institutes, Ludhiana, Punjab-141401 (INDIA)
46th ISTE Annual National Convention & National Conference 2017
International Journal of Advance Research and Innovation (ISSN 2347 – 3258)
steady part in advancing the ladies business visionary in
India.
D) Marketing assistance:
It was suggested to provide the required assistance
for marketing the products produced by women
entrepreneurs.
The Legislature of India has likewise detailed different
preparing and advancement cum business eras programs
for the ladies to begin their endeavors. These projects
are as per the following :
E) Decision-making process:
It was also suggested to involve the women in decisionmaking process
1. The First Five-Year Plan (1951-56) envisaged a
number of welfare measures for women. Establishment
of the Central Social Welfare Board, organization of
MahilaMandals and the Community Development
Programmes were a few steps in this direction.
2. In the second Five-Year Plan (1956-61), the
empowerment of women was closely linked with the
overall approach of intensive agricultural development
programmes.
3. The Third and Fourth Five-Year Plans (1961-66 and
1969-74) supported female education as a major welfare
measure.
4. The Fifth Five-Year Plan (1974-79) emphasized
training of women, who were in need of income and
protection. This plan coincided with International
Women’s Decade and the submission of Report of the
Committee on the Status of Women in India. In1976,
Women’s welfare and Development Bureau was set up
under the Ministry of Social Welfare.
5. The Sixth Five-Year Plan (1980-85) saw a definite
shift from welfare to development. It recognized
women’s lack of access to resources as a critical factor
restricting their growth.
Steps taken by Government during Eight Five-Year
Plan:
The Administration of India conceived extraordinary
projects to builds work and pay producing exercises for
ladies in country ranges. The accompanying
arrangements are eaten amid the Eight-Five Year
Arrange:
A) Prime Minister Rojgar Yojana and EDPs were
introduced to develop entrepreneurial qualities among
rural women.
B) „Women in agriculture‟ scheme was introduced to
train women farmers having small and marginal
holdings in agriculture and allied activities.
C) To generate more employment opportunities for
women KVIC took special measures in remote areas.
D) Women co-operatives schemes were formed to
help women in agro-based industries like dairy
farming, poultry, animal husbandry, horticulture etc. with
full financial support from the Government.
E) Several other schemes like integrated Rural
Development Programs (IRDP), Training of Rural youth
for Self employment (TRYSEM) etc. were started to
alleviated poverty.30-40% reservation is provided to
women under these schemes.
Steps taken in Seventh Five-Year Plan:
In the seventh five-year plan, a special chapter on the
“Integration of women in development” was introduced
by Government with following suggestion:
Steps taken by Government during Ninth Five-Year
Plan:
A) Specific target group:
It was suggested to treat women as a specific target
groups in all major development programs of the
country.
B) Arranging training facilities:
It is also suggested in the chapter to devise and
diversify vocational training facilities for women to suit
their changing needs and skills.
The Ninth Five-Year Arrange (1997-2002) embraced a
technique of Ladies' Segment Arrange, under which at least 30
percent of assets/advantages were reserved for ladies related
areas Financial improvement and development is not
accomplished completely without the advancement of ladies
business people. The Administration of India has presented the
accompanying plans for advancing ladies business on the
grounds that the eventual fate of little scale enterprises relies
on the ladies business visionaries:
C) Developing new equipments:
Efforts should be made to increase their efficiency
and productivity through appropriate technologies,
equipments and practices.
(a) Trade Related Entrepreneurship Assistance and
Development (TREAD) scheme was lunched by
Ministry of Small Industries to develop women
entrepreneurs in rural, semi-urban and urban
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Gulzar Group of Institutes, Ludhiana, Punjab-141401 (INDIA)
46th ISTE Annual National Convention & National Conference 2017
International Journal of Advance Research and Innovation (ISSN 2347 – 3258)
areas by developing entrepreneurial qualities.
SIDBI has developed this fund for the
entrepreneurial development of women especially
in rural areas. Under Mahila Vikas Nidhi grants
loan to women are given to start their venture in
the field like spinning, weaving, knitting,
embroidery products, block printing, handlooms
handicrafts, bamboo products etc.
(b) Women Comkp0onent Plant, a special
strategy adop0ted by Government to provide
assistance to women entrepreneurs.
(c) Swarna Jayanti Gram Swarozgar Yojana
and Swaran Jayanti Sekhari Rozgar Yojana
were introduced by government to provide
reservations for women and encouraging them to
start their ventures.
(d) New schemes named Women Development
Corporations were introduced by government to
help women entrepreneurs in arranging credit
and marketing facilities.
(e) State Industrial and Development Bank of
India (SIDBI) has introduced following
schemes to assist the women entrepreneurs.
These schemes are:
1. Mahila Udyam Nidhi
7 Rashtriya Mahila Kosh:
In 1993, Rashtriya Mahila Kosh was set up to
grant micro credit to pore women at reasonable
rates of interest with very low transaction costs
and simple procedures.
The Tenth Five-Year Plan (2002-07) aims at
empowering women through translating the
recently
adopted
National
Policy
for
Empowerment of Women (2001) into action
and
ensuring
Survival,
Protection
and
Development of women and children through
rights based approach.
During (2007-12) Govt. ensured that at least 33
percent of the direct and indirect beneficiaries of
all government schemes are women and girl
children. A CSS training programme, STEP
provides training for skill up gradation to poor
and asset-less women in traditional sectors of
agriculture, animal husbandry, dairy, fisheries
,handlooms, handicraft, Khadi and village
industries, sericulture, social forestry, and
wasteland development.
In framing policies/schemes for the Twelfth Five
Year Plan (2012-17) the special needs of women
must
be
taken
due
care
of.
The
MahilaKisanSashaktikaranPariyojana
(MKSP)
which is a sub-component of NRLM was
recently launched to meet the specific needs of
women farmers, and help them achieve social,
economic and technical empowerment
2. Micro Cordite Scheme for Women
3. Mahila Vikas Nidhi
4. Women Entrepreneurial Development Programmes
5. Marketing Development Fund for Women.
4 Consortium of Women entrepreneurs of
India provides a platform to assist the women
entrepreneurs to develop new, creative and
innovative techniques of production, finance and
marketing.
There are different bodies such as NGOs,
voluntary organizations, Self-help groups,
institutions and individual enterprises from rural
and urban areas which collectively help the
women entrepreneurs in their activities.
(i)
(ii)
5 Training programmes:
The following training schemes especially for
the self employment of women are introduced
by government:
Support for Training and Employment
Programme of Women (STEP).
INSTITUTIONAL SUPPORT FOR WOMEN
ENTREPRENEURS
The followings are some of associations or
institutions which have played pivotal role for
growth
and
development
of
women
entrepreneurs:
1. MAHILA UDYAM NIDHI , MAHILA
VIKASH NIDHI , Micro Credit Scheme by
SIDBI ( Small Industries Development Bank of
India), Dena Shakti scheme of Dena Bank ,
Udyogini Scheme of Punjab & Sind Bank
are some of the important schemes introduced
Development of Women and Children in Rural
Areas (DWCRA)
Small Industry Service Institutes (SISIs)
(iii)
(iv) State Financial Corporations
(v) National Small Industries Corporations
(vi) District Industrial Centres (DIC)
6 Mahila Vikas Nidhi:
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Gulzar Group of Institutes, Ludhiana, Punjab-141401 (INDIA)
46th ISTE Annual National Convention & National Conference 2017
International Journal of Advance Research and Innovation (ISSN 2347 – 3258)
by various Banks.
2. SBI and NABARD are also involved in
development and financing of enterprises set
up by women entrepreneurs.
3. SIDO (Small Industries Development
Organization),
CWEI
(consortium
of
women entrepreneurs
of
India),
WIT
(Women India Trust) , SEWA (Self
Employed
Women Association),
FIWE
(Federation of India Women Entrepreneurs) ,
Central Social Welfare Board (CSWB),
National alliance of young entrepreneurs
(NAYE) are some of the organizations which
are
engaged in providing technical,
financial and marketing assistance to women
entrepreneurs.
Orissa Govt. to give training, loans to WSHG
& to market their products.
11. Misson Shakti scheme by Orissa Govt. to
support bank,ngos,WSHGs Who work for
women entrepreneurs .
12. Support to Training &Employment
Programme (STEP) Orissa Govt. for coastal
districts to train the women to prepare hygienic
dry fish & prawn.
Dibyajyoti SHG group -- success story of
women in rural Orissa
Manasi is the secretary of Dibyajyoti SHG
amass. By setting up the brand of MaaPickles
and making it an eminent name in Jajpur she has
set a seat check in small scale endeavor business.
This
SHG aggregate has
begun as
DibyajyotiGrihaUdyog in 2008 with an advance
of RS 1, 070,00 from a nationalized bank. The
present yearly deals turnover of this unit is Rs 2,
306,67 and furthermore have possessed the
capacity to reimburse the bank advance. This has
occurred because of reasonable entrepreneurial
abilities and activity appeared by 12 individuals
from the SHG including ManasiMahanta.
ManasiMahanta and her family lived in
Kalamatia town. ManasiMahanta , a rustic tribal
house spouse was occupied in house tasks
throughout the day. Despite the fact that she was
educated she was never urged to win freely nor
did she ever consider it. Every one of the
individuals from this SHG don't have a place
with one town. They were furnished with 10
decimal land and Rs 1.5 lakh for development of
house by Goodbye Steel authorities. They were
likewise paid month to month upkeep remittance
of Rs 2,300. The inspiration brought about zenith
of 12-part Dibyajyoti SHG. The gathering
individuals indicated enthusiasm to begin a
private company wander freely. Manasi and
lion's share of the individuals attempted to learn
current procedures of pickle making. Today
Manasi is not just a secretary of this SHG she
has likewise turned into an educator in Sri
Ganesh SikshaMandir.
Other schemes for the development of women
entrepreneur are as below…..
1. Schemes of Ministry
of MSME
 Trade related entrepreneurship assistance
and development (TREAD) scheme for
women
 Mahila Coir Yojana
2. Schemes of Ministry of Women and Child
Development
 Support to Training and Employment
Programme for Women (STEP)
 Swayam Siddha
4. Kerala Government’s Women Industries
Programme
5. Delhi Government’s Stree Shakti Project
6. Schemes of Delhi Commission for Women
(Related to Skill development and training)
7. PRIME MINISTER’S EMPLOYMENT
GENERATION PROGRAMME (PMEGP)
contemplates to provide self employment to
unemployed youths by extending financial
assistance to start their units.
8. IFCI scheme of interest for women
entrepreneurswhose main objective is to provide
incentives to women having business women
and entrepreneurial skills, for their industrial
development.
9. Promotional package for micro & small
enterprises ----- MSME has formulated a
scheme for women entrepreneurs to encourage
Small & Micro manufacturing units owned by
women in their efforts to enter overseas
markets.
10. MahilaVikashSamabaya Nigam (MVSN) by
CONCLUSIONS
India is a male charged society and ladies are
thought to be financially and furthermore
socially dependent on male people. Ladies
agents went up against stacks of issues like
nonappearance of preparing, social limits,
genuine traditions, high cost of creation, male
overpowered society, obliged authoritative limit,
7
Gulzar Group of Institutes, Ludhiana, Punjab-141401 (INDIA)
46th ISTE Annual National Convention & National Conference 2017
International Journal of Advance Research and Innovation (ISSN 2347 – 3258)
nonattendance of dauntlessness et cetera.
Distinctive segments like Draw and Push factors
affecting ladies agents. Compelling driving
businessmen in India. Government makes
distinctive steps for the upliftment of ladies
agents in seventh five year plan,8th five year
mastermind and in ninth five year orchestrate.
Ladies have the potential the potential and
affirmation to setup, keep up and manage their
own endeavor in an astoundingly ponder way,
appropriate support and reassurance from the
overall population, family, government can make
these ladies business visionary a bit of standard
of national ecomomy and they can add to the
economy progress of India.
e2Issue1/GurendraNathBhardwaj.pdf
[8].
A Reflection of the India women in
Entrepreneurial World
[9].www.iimahd.ernet.in/publications/data/200508-07 indirap.pdf
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