Download cdphp delta dental plan - Colonie Chamber of Commerce

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Transcript
CDPHP DELTA DENTAL PLAN
Eligibility
Primary enrollee, spouse (includes domestic partner) and eligible
dependent children to the end of the month that dependent turns 26
Deductibles:
$50 per person / $150 per family each plan year
Yes
$2,000 per person each plan year
No
Major Restorative, Prosthodontics & Orthodontics - 6
Months
Deductibles waived for Diagnostic & Preventive (D & P)?
Maximums: (Orthodontic maximums below)
D & P counts toward maximum?
Waiting Period(s)
Benefits and Covered Services*
Delta Dental PPO
dentists**
Non-PPO dentists
**(Delta Dental Premier® & Non-Delta Dental Dentists)
Diagnostic & Preventive Services: Exams,
100 %
100 %
80 %
80 %
80 %
80 %
80 %
80 %
80 %
80 %
50 %
50 %
Prosthodontics: Bridges and dentures, implants, TMJ 50 %
Orthodontic Benefits: dependent children to the
50 %
50 %
Orthodontic Maximums
$ 1,000 Lifetime
cleanings, x-rays, sealants
Basic Restorative: fillings, posterior composites
Endodontics: (root canals)
Periodontics: (gum treatment)
Oral Surgery
Major Restorative: Crowns, inlays, onlays and cast
restorations
end of the month that dependent turns 19
$ 1,000 Lifetime
50 %
Monthly Premiums:
Single: $43.44 | Employee/child(ren): $85.48 | Employee/spouse: $88.02 | Family: $135.81 Enrollment
Requirements:
IF company is a CDPHP medical subscriber none. IF not a CDPHP medical subscriber 50% or 5 whichever is less.
* Limitations or waiting periods may apply for some benefits; some services may be excluded from your plan. Reimbursement is based on Delta Dental
maximum contract allowances and not necessarily each dentist’s submitted fees.
** Reimbursement is based on PPO contracted fees for PPO dentists, Premier contracted fees for Premier dentists and Premier contracted fees for nonDelta Dental dentists.