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```Community-Budget_ Section 1_Beg-Numeracy
What is a Budget? (S1-A1)
Discuss these questions with your classmates.
1. How do you know how much money you make each month?
2. How do you know how much money you spend each month?
3. How do you decide if you are going to buy something or not?
4. How do you pay for a big purchase when you do not make a lot of money?
Read each story. Answer the questions Yes or No. What do you think?
Story 1: Tania wants to buy a TV. It is on sale for \$499 for one day only. Tania thinks she
has enough money in the bank. She knows she has to pay for her cell phone bill and car
payment this week. She canât remember how much that will be.
1. Tania should buy the TV now.
2. Tania should check her bank account
3. Tania should see how much money her
bills will cost after she buys the TV.
4. Tania should buy the TV because it is
a one-day sale.
Yes
No
Yes
No
Yes
No
Yes
No
Story 2: Mesfin wants to buy a car. He finds a car that he really likes. He goes to the
bank to get a loan to buy the car. His payments will be \$250.00 a month. He is not sure
he will have enough money every month to pay that. He doesnât know how much he
pays for all his bills each month. But he thinks the car is a good deal.
1. Mesfin should get the loan for the car now.
2. Mesfin should know he has enough money to pay
\$250 every month before he gets the loan.
3. Mesfin does not need to know how much he
spends on his other bills.
4. Mesfin should see if he will have \$250 left
after he pays his bills every month.
Ronald Hubbs Center EL Civics 2011-2013
2
Yes
No
Yes
No
Yes
No
Yes
No
```
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