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At Allan Gray, we recognise that investors would benefit from the advice of independent financial advisers in setting and achieving their long-term investment objectives. An independent financial adviser can help you to make decisions about which products and funds meet your investment needs and suit your risk profile. He or she can also help you to manage your emotions and stick to your investment objectives and decisions, when you feel like reacting to short-term news. As we are not authorised to provide financial advice, we invite you to use our ‘Find an adviser’ service to locate an adviser in the area closest to you. DAVID RICHARD BELL TA LONGWOOD MARKETING Mr David R Bell Address 16 Viking Business Place, Thor Circle, Pinelands, Cape Town, Western Cape, South Africa Contact details +27 (0)21 531 4505 [email protected] If we can show you a way of assisting you to an above-average retirement and/or secure education for your children, I am sure you would be interested to hear about it – wouldn’t you?